Entering Judgment

When a Claim Form is served, debtors have 14 days to reply by either admitting the debt and offering payment in full (or via a series of instalments), filing a part admission, or contesting the debt as a whole. In certain cases, debtors may even ignore the Claim Form; and at this point as to whether you discontinue action on the case or proceed with the issuing of a Judgment.

For where Judgments have been awarded and the debtor agrees to pay by a series of weekly or monthly instalments, LRC can manage these instalments for you, to save your accounts department the hassle of collecting these repeated payments. See ‘Instalment Monitoring’ for further details (click the link on the right)

Once the Courts have awarded a judgment , the debtor has 28 days to pay the outstanding amount in full; else a CCJ (County Court judgment ) will be entered onto the County Court judgment Register. A CCJ stays with the debtors for 6 years and may hinder any credit applications during this period. These applications might include credit card and loan agreements, mortgages and store credit, so the threat of having a judgment issued is sometimes enough to secure payment from a debtor.

Any costs incurred with the entry of judgment are recoverable from your debtor.

As with all the services offered by LRC, any work we undertake and results we achieve, can be viewed by you on a case by case basis, anytime, anywhere, via our online Debt Recovery System.